Plans for giant "pooled" pension schemes with the potential to boost people's chances of getting a better retirement outcome have been unveiled in the Queen's Speech. The legislation will enable "collective schemes" that spreads risk between members.
Have-a-go heroes and Good Samaritans are to be given new legal protections if they are sued for neglect or breach of duty after they intervene in an emergency.
A new Social Action, Responsibility and Heroism Bill, unveiled in the Queen's Speech and applicable to England and Wales, will aim to give "peace of mind" to volunteers after research showed that many people are put off by the fear that they may risk legal liabilities.
New provisions will require courts adjudicating claims to consider whether the defendant was acting "for the benefit of society or any of its members" and had demonstrated a generally responsible approach towards protecting safety when the alleged incident took place.
The courts will have to take account of evidence that the individual "took heroic action by intervening in an emergency to assist an individual in danger and without regard to his own safety or other interests".
A loud thud could be heard in the House of Lords as the child fainted at around eight minutes and 53 seconds into the Queen's Speech.
The Queen has delivered her speech to Parliament setting out the Coalition Government's agenda for the next year - but does it affect you?
The new Diamond Jubilee state coach will be used for the first time by Queen Elizabeth II during the state opening of Parliament tomorrow.