Plans for giant "pooled" pension schemes with the potential to boost people's chances of getting a better retirement outcome have been unveiled in the Queen's Speech. The legislation will enable "collective schemes" that spreads risk between members.
Parliament must address the deep cynicism in the public reflected by the mass of voters who turned to Ukip or did not vote at all, Ed Miliband has said as he replied to the Queen's Speech.
The Leader of the Opposition claimed apathy and discontent were challenges faced by all parties and governments, risking the undermining of Britain's democracy.
He said: "What the recent elections show is that more than at any time for generations, this House faces a contemporary battle of its own - a battle for relevance, legitimacy, and standing in the eyes of the public."
A loud thud could be heard in the House of Lords as the child fainted at around eight minutes and 53 seconds into the Queen's Speech.
The Queen has delivered her speech to Parliament setting out the Coalition Government's agenda for the next year - but does it affect you?
The new Diamond Jubilee state coach will be used for the first time by Queen Elizabeth II during the state opening of Parliament tomorrow.