A regional breakdown of first-time buyer 'affordability'

New figures from Halifax reveal that less than one third (32%) of local authority districts in the UK have house prices which are affordable to a first-time buyer on average earnings.

House prices are deemed to be affordable if they cost up to four times earnings.

• 100% of local authority districts in London, the South East, the South West and the East of England were found to be unaffordable for first-time buyers in 2013.
• In Scotland, 46% of local authority districts were found to be affordable and in Wales, 75% of districts were affordable.

• Yorkshire and the Humber was found to be the region with the biggest percentage of local which were affordable to first-time buyers, at 76

• In the North East, 69% of districts were found to be affordable, with 70% in the North West, in the East Midlands the figure was 52% and in the West Midlands just 13% of districts were affordable.