Pensions regulator warns people could lose lifetime savings to fraudsters taking advantage of imminent rule changes
Speaking to somebody who has lost their life savings is a dreadful experience.
Asking them to come on air to share their experiences with millions of viewers is tricky.
I've done both in preparing the pensions scam report we have put together.
People who have already suffered have courageously agreed to help me get the warning out - and they say you can lose your lifetime's savings in just a minute.
I don't think the rise in pension fraud risk is created by the imminent rule changes that starts in April, but the reforms have provided an opportunity for unscrupulous and criminal operators to cash in.
Unsolicited pensions texts and calls are up by a third in 9 months, according to one industry poll we have seen.
Britain is being bombarded with information guidance and advice.
But cloaked by all this activity fraudsters are poised.
The industry believes 15% of pension savers may have already been contacted by fraudsters.
For over 55 year olds who have built up pension pots, new rules starting in just a month will bring vast new choice over where their money goes - but that freedom brings big new risks.