What does the Autumn Statement mean for you?
The Budget is usually seen as the time for the Treasury to dish out a few eye-catching rewards to taxpayers.
But coming less than six months before the General Election, it was always likely that George Osborne would include a few voter-friendly measures in his annual Autumn Statement.
So how will you stand to benefit?
Here are the key measures that could put pounds back in your pocket, beginning with a big change for property buyers:
Property buyers:
Stamp duty will be cut for 98% of people who pay it and no longer be charged at a single rate on the entire property price.
The Stamp Duty Land Tax will mean buyers will pay part of the property price within each tax band (like income tax).
Under the new rules buyers of a £185,000 property won't start paying tax until the property price goes over £125,000 and 2% on the remaining £60,000, the Treasury announced.
Family holidays:
Air Passenger Duty for children under 12 will be scrapped to help reduce tickets for families. The measure will come in from May next year. It will be raised to incorporate children under 16 the following year.
Post-school learners:
The jobs tax on young apprentices will be abolished altogether, so there will be no more employer National Insurance contributions on the schemes for those under 25.
Government-backed student loans of up to £10,000 will be made available to all young people taking post-graduate masters degrees.
Small businesses:
High street shops, pubs and cafes will see a discount on their rates rise 50% to £1,500 next year.
The government will also continue to cap the annual increase in business rates at 2% from April 2015 to March 2016.
Motorists:
Fuel duty has been frozen again.
Tax-payers and savers:
The tax-free personal allowance, which was set to rise to £10,500, will rise instead to £10,600.
Spouses can now inherit their partner’s individual saving account (ISA) benefits after death.